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March 10, 2021

Cash loan America – Possible Collection and Advance Fee Loan Scams

Cash loan America – Possible Collection and Advance Fee Loan Scams

Additionally Conducting Business Like:

  • Advance America
  • Advance America Payday Advances
  • Money America
  • Advance loan of America
  • Cash Loan USA
  • Fast Cash

Note: “Advance America” Should Not Be Confused with Advance America, money Advance Centers of Washington, LLC, that is a Lender that is licensed in

The Washington state dept. of Financial Institutions (DFI) warns customers to prevent offer any nonpublic individual information, such as for example social protection quantity, charge card, or banking account information to virtually any specific, internet site, or business without first verifying their identity and permit status.

DFI has received reports of obvious frauds carried out by people claiming to express Advance America, Cash America, advance loan America, cash loan United States Of America, Speedy money, and Advance America payday advances.

Many customers received telephone calls and/or emails from individuals claiming to represent advance loan America, money America, and Advance America pay day loans where in actuality the callers offered loans in return for upfront costs. Although a few customers never sent applications for a quick payday loan, the callers insisted which they had been calling to go over the customers’ pay day loan applications. One customer stated that, whenever she declined to wire cash towards the caller, the caller threatened appropriate action against her. Various other customers compensated the fee that is upfront would not get the loan promised. One or more customer additionally received a loan that is similar via e-mail.

Two customers reported getting a call from a person claiming to represent advance loan America. The consumer was told they would receive a deposit and was instructed to purchase iTunes gift cards and send them to the caller in one case. The buyer complied with all the caller’s needs; nonetheless no loan had been supplied. The consumer was told to purchase a Google Play gift card from a local retailer in order to prove the consumer could repay the loan in the second case. The buyer bought a gift that is amazon alternatively once the customer suspected it may possibly be a fraud. The buyer contacted the representative that is alleged the customer defined as Brian Jones. Whenever she told Mr. Jones she bought an alternative variety of present card the customer reported that Mr. Jones became extremely upset along with her.

A few consumers had been contacted by individuals claiming that these people were gathering a financial obligation owed to cash loan America, Advance America, or Speedy money. One customer reported receiving multiple harassing phone calls. The caller reported that the customer owed a financial obligation for a 2007 pay day loan but declined to give you just about any information regarding your debt. The buyer stated that he failed to take out any loans that are payday 2007. An additional instance, a consumer received a text demanding repayment. That customer stated that he never ever had that loan.

Two customers reported getting e-mails from people claiming to represent cash loan United States Of America. The email messages suggested that the customers owed on a so-called financial obligation and needed seriously to spend instantly in order to avoid further action. Both customers reported never ever getting that loan with advance loan United States Of America.

In 2 other cases that are separate customers received a contact that reported the “Semrad attorney” will be handling the collection in the event that customer failed to spend funds. One e-mail reported it was from “Kristen Johnson” in the “Accounting Department,” plus the other“Nik that is stated Ramon in the “Settlement Department.”

A consumer received a letter that claimed “Pacific Legal Group” would be handling the collection if the consumer did not pay a settlement in another case. The page threatened that the action that is civil been filed and unlawful action and wage garnishment is forthcoming in the event that settlement quantity had not been compensated straight away.

“PACIFIC LEGAL GROUP” SHOULDN’T BE CONFUSED USING THE FOLLOWING SIMILARLY NAMED ORGANIZATIONS:

  • Pacific Legal Group, Computer (bay area, CA)Pacific Legal Group, PC has provided the after declaration to customers regarding their company tasks: “At the current time, Pacific Legal Group, PC doesn’t have customers in Washington State, but we do provide appropriate representation within the Ninth Circuit Court of interests Washington State residents. Pacific Legal Group, Computer will not make any unsolicited phone calls to customers.
  • Pacific Legal Group (Provo, UT)Pacific Legal Group has furnished the statement that is following customers regarding their company tasks: “Pacific Legal Group” based in Huntington Beach California just isn’t connected with Pacific Legal Group, a authorized d/b/a/ of Avery Burdsal and Fale, Computer with workplaces in Utah.
  • Pacific Legal Foundation (Bellevue, WA and Sacramento, CA)
  • Pacifica Law Group (Seattle, WA)
  • Pacific Legal Group (Bangkok, Thailand)

These obvious frauds are linked to the following email address:

But, in some instances, emails or letters from unlicensed entities doing fraudulent task will include accurate information that is personal such as for example present or previous details, active telephone numbers, or social protection numbers. The Department encourages customers whom get communications containing information that is personal contact their banking institutions, credit-reporting agencies, and also the personal protection management to make certain there’s no unauthorized task on the records.

Business Collection Agencies Laws

From you, the collection activity may be subject to the federal Fair Debt Collection Practices Act (FDCPA) if you received a loan from a lender or owed money to a business and someone other than the lender or business is now attempting to collect. You should request a “written validation notice,” which must include the amount of the debt, the name of the creditor you owe, and your rights under the FDCPA if you receive a communication from a party claiming that a debt is owed.

If someone threatens to garnish your wages, contact your manager, or makes use of threatening, daunting, or unpleasant language, report such actions to convey and federal regulators. See below for simple tips to contact the correct state and federal regulator.

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